THE IMPACT OF LEADERSHIP SUPPORT ON ENHANCING THE QUALITY OF DIGITAL SERVICES: THE MEDIATING ROLE OF DIGITAL BANKING INNOVATION – (AN APPLIED STUDY ON IRAQI COMMERCIAL BANKS)

Authors

  • Mahdi Khalaf Ali Ahmed Department of Business Administration, College Of Management and Economics, Tikrit University

Keywords:

Leadership support, digital service quality, digital banking innovation, Iraqi commercial banks

Abstract

The purpose of this study was to determine the effect of leadership support on improving the quality of digital services, through digital banking innovation as a mediating variable used in Iraqi commercial banks. A descriptive-analytical approach was used to realize the goals of the study. The study population included all Iraqi commercial banks' employees of senior and middle ranks. The study sample consisted of (344) male and female employees from the commercial banks in Salah al-Din Governorate, which were randomly selected from the study population. The researcher used an electronic link to distribute the questionnaire. After conducting the appropriate statistical analysis, the results showed a statistically significant impact at a significance level of (α ≤ 0.05) of leadership support in its dimensions (senior leadership support for adopting digital innovation, provision of The study highlights the need for financial and human resources for digital technologies, clear strategies and policies for innovation and digital transformation, and a unified digital performance monitoring and evaluation system. This system should evaluate the quality of digital services in Iraqi commercial banks in all fields (reliability, accuracy, responsiveness, efficiency). Based on the study results, the researcher suggests the commercial banks in Iraq should draw key performance indicators (KPIs) for every phase of implementing digital skills and publish them regularly to employees.

References

N. T. Abdul-Sadah, A. A. A. Al-Miyali, and A. J. Khazal, “The role of digital leadership in enhancing financial innovation and banking service quality: A field study of a sample of Iraqi banks,” Iraqi Journal of Administrative Sciences, vol. 22, no. 88, pp. 37–61, 2026.

L. Surucu, A. Maslakçi, and H. Sesen, “Transformational leadership, job performance, self-efficacy, and leader support: Testing a moderated mediation model,” Baltic Journal of Management, vol. 17, no. 4, pp. 467–483, 2022.

M. A. Shuwaiyat, “Evaluating employee performance in municipalities and its impact on the quality of services provided by municipalities in the Hashemite Kingdom of Jordan,” Peer-Reviewed Scientific Journal, vol. 4, no. 3, pp. 724–734, 2023.

S. M. Al-Manaseer, “The role of electronic management in improving municipal services in Jordan,” Ramah Journal of Research and Studies, vol. 7, no. 4, pp. 171–184, 2022.

D. A. Fayez, “A proposed model for the role of perceived leadership support in the relationship between perceived organizational politicization and organizational cynicism among employees: A field study of nursing staff at Assiut University Hospitals,” Journal of the Faculty of Commerce for Scientific Research, vol. 3, no. 8, pp. 55–94, 2025.

P. K. C. Lee, T. C. E. Cheng, A. C. L. Yeung, and K. Lai, “An empirical study of transformational leadership, team performance and service quality in retail banks,” Omega, vol. 39, no. 6, pp. 690–701, 2011.

G. Zouari and M. Abdelhedi, “Customer satisfaction in the digital era: Evidence from Islamic banking,” Journal of Innovation and Entrepreneurship, vol. 10, Art. no. 9, 2021.

J. M. Al-Freihat, “The impact of financial technology on the financial performance of Jordanian Islamic banks,” M.S. thesis, Ajloun National University, Ajloun, Jordan, 2023.

S. Yu, X. Zheng, and M. J. Liu, “Board digital expertise and digital innovation: Evidence from commercial banks in China,” Research in International Business and Finance, 2025.

R. A. Talha, H. M. Al-Najjar, and M. S. Mohammed, “The moderating effect of leadership support on the relationship between job crafting and work engagement: An application to nursing staff in government hospitals in Kafr El-Sheikh Governorate,” Scientific Journal of Financial and Commercial Studies and Research, vol. 4, no. 2, pp. 151–189, 2023.

N. J. Akroush, “Implementing e-government technologies in municipalities and their impact on improving the quality of projects and services: A case study of Al-Fuheis Municipality,” Arab Journal for Scientific Publishing, no. 42, pp. 422–437, 2022.

A. M. Noureddine and H. A. Chegrani, “The role of digital innovation in improving the quality of institutional services: A case study of the application of two stations of the Sogral company,” Journal of Business Administration and Economic Studies, vol. 10, no. 1, pp. 165–180, 2024.

S. B. Saad, “Leadership support and its relationship with extra-role behavior from the perspective of faculty members at the Faculties of Education at Alexandria University and King Khalid University: A proposed model,” Beni Suef University Journal of the Faculty of Education, pp. 233–329, Oct. 2016.

S. A. Khenoush, “The impact of leadership competencies and institutional support on promoting green entrepreneurship: A field study in Bouira Province,” Journal of Money and Business Economics, vol. 10, no. 2, pp. 341–356, 2025.

R. B. Sorour, “Leadership support and emotional intelligence as motivating factors for employee performance in crisis contexts: A conceptual framework from the healthcare sector in Lebanon,” Journal of Arts and Humanities, vol. 7, no. 4, pp. 354–368, 2025.

J. de Vries, E. Knies, and P. Leisink, “Shared perceptions of supervisor support: What processes make supervisors and employees see eye to eye,” Public Personnel Management, vol. 42, no. 1, pp. 88–112, 2022.

M. Shokrollahi, “Presenting a model of digital transformation based on artificial intelligence in municipal services and improving customer satisfaction through the development of electronic business strategies: Case study of Tehran Municipality,” Propulsion Tech Journal, vol. 45, no. 3, 2024.

M. A. Hussein, “The impact of organizational support on job satisfaction: A field study of the Egyptian Telecommunications Company,” Ph.D. dissertation, Zagazig University, 2025.

L. Susilawaty and N. Nicola, “Pengaruh layanan perbankan digital pada kepuasan nasabah perbankan,” Jurnal Manajemen Maranatha, vol. 19, no. 2, pp. 179–190, 2020.

A. A. Gouda and A. M. Raafat, “The effect of psychological safety climate on organizational outcomes through the mediation of organizational virtue,” Mansoura University, 2023.

M. Berawi, N. Suwartha, M. Asvial, R. Harwahyu, M. Suryanegara, E. Setiawan, and I. Maknun, “Digital innovation: Creating competitive advantages,” International Journal of Technology, vol. 11, no. 6, pp. 1076–1080, 2020.

M. M. Tomia, “Ways to benefit from digital innovation in the Egyptian-Algerian sector: A case study,” M.S. thesis, Mohamed El Bachir El Ibrahimi University, 2022.

U. Sekaran and R. Bougie, Research Methods for Business: A Skill-Building Approach, 8th ed. Hoboken, NJ, USA: Wiley, 2020.

Downloads

Published

2026-01-20

How to Cite

Ahmed, M. K. A. (2026). THE IMPACT OF LEADERSHIP SUPPORT ON ENHANCING THE QUALITY OF DIGITAL SERVICES: THE MEDIATING ROLE OF DIGITAL BANKING INNOVATION – (AN APPLIED STUDY ON IRAQI COMMERCIAL BANKS). Kyzylorda Scholarly Review, 3(1), 168–187. Retrieved from https://bulletin.ouk.kz/index.php/bulletin/article/view/177